Mortgages Made Easy.
We Handle the Hassle. You Get Funded.
Struggling with complex mortgage paperwork? We simplify the process to secure fast approvals and unlock funding for your business growth.
Commercial mortgages for JLT, Business Bay and companies across Dubai.
*Cash loans against property — unlock up to 120% LTV
Up to 120% LTV available on residential properties for loan amounts up to AED 3 million.
Commercial property loans available up to 70% LTV.
Eligibility and terms vary based on property type and borrower profile.
Residential mortgage solutions for business owners, salaried professionals, and company buyers accross the UAE.
Facing Challenges in Your Property Journey?
Is your rent growing your landlord’s wealth, not yours? Let’s change that.
Thinking of buying your first home in Dubai, Abu Dhabi, or anywhere in the UAE, but not sure where to start?
Having trouble securing financing that matches your goals?
Experience Business banking style service from consultation to bank approval with clear, personalized advice.
We’ll match you with the right UAE bank lender based on your profile.
Financing Services You Can Trust
Commercial Property Mortgage
Secure funding for purchase of offices and retail spaces in JLT and accross Dubai.
Leverage equity from your property for cash flow to your business
Residential Property Mortgage
Whether you're salaried, self-employed, resident , UAE national applying jointly, or purchasing through your company — we help you secure the right home loan.
💡 First-time home buyer? Enjoy zero mortgage advisory fees when buying for personal use.
Mortgage Loans for Non-Residents
Living abroad but want to invest in UAE property? We work with banks that finance non-residents, even without local income or residency.
Business Loans Unsecured/secured capital to grow or stabilize your business—fast approvals.
POS Loans
Turn daily card sales into working capital for restaurants, salons, retailers.
Trade Finance
Short-term finance to pay suppliers, clear inventory, or manage working capital.
How We Make Mortgages Easy.
Business Owners & Entrepreneurs
We understand complex company financials, MOAs, and business structures, ensuring your application is mortgage-ready.
Accurate Eligibility Assessment. We review your business profile in detail and only match you with the right bank for your situation.
End-to-End Support.
From paperwork to bank negotiations, we handle the complexity so you can focus on your business.
Salaried Professionals
Fast, Streamlined Approvals. Get pre-approved quickly with leading UAE banks, so you can make an offer with confidence.
Minimal Documentation. Just your salary certificate, bank statements, and Emirates ID—no complicated paperwork.
First-Time Buyer Perks: No mortgage advisory fee for first-time, self-use homebuyers and personal guidance at every step.
Non-Resident Investors
Buy in the UAE Without Residency: Own property in Dubai or anywhere in the UAE—even if you live and work abroad.
International Income Accepted: We work with banks that accept overseas salary and foreign documentation.
Remote, Hassle-Free Process: Much of the process can be handled online or remotely, with our team managing the details.
Your Mortgage Journey — Step by Step
Consultation
We listen to your needs and explain your options.
Pre-Approval
We help you submit your docs and get bank pre-approval.
Valuation & Offer
The bank valuates your property and issues an offer letter.
Down Payment & Fees
We guide you in making the down payment and paying fees.
Ownership Transfer
We coordinate the paperwork for a smooth transfer at the Land Department.
Welcome Home
Congratulations!! You’ve taken ownership!
Our Story
Momentum Mortgages is an independent mortgage advisory firm based in Dubai. We specialize in commercial mortgage solutions, equity release, and resale financing for offices, shops, and residential properties across the UAE.
With over a decade of experience in UAE banking and lending, we understand business documentation, financing needs, and the real challenges clients face. We’re not tied to any single bank, which allows us to focus entirely on helping you secure the right mortgage, without bias.
We exist to simplify the complex and help you reach your property goals with clarity and confidence.
